Growth Equity Advisors
Effective Date: January 1, 2026

These Terms of Service govern your access to and use of my website and services. By using this site, you agree to these Terms, my Privacy Policy, and any additional terms that may apply to specific services.

SMS Messaging Terms & Compliance

1. Program Description

My SMS messaging program sends appointment confirmations, reminders, rescheduling updates, and customer support messages to clients who have booked an appointment with Growth Equity Advisors through my website at www.vinithapalaniveloo.com or via my scheduling forms and have explicitly opted in to receive SMS notifications.

SMS consent is collected through web forms with a dedicated checkbox. Messages are transactional and service-related only.

2. Cancellation Instructions

You may cancel SMS messages at any time by replying “STOP” to the number that sent you the message.

After you send “STOP,” you will receive a confirmation message, and no further SMS messages will be sent unless you opt in again. To rejoin, simply sign up again through the original opt-in method.

3. Support Information

If you need assistance, reply “HELP” to any message, or contact me for customer support directly at:

📧 [email protected]
📞 +1-424-351-5250 (during business hours)

4. Carrier Liability

Wireless carriers are not responsible for delayed or undelivered messages.

5. Message & Data Rates

Message and data rates may apply for messages sent to and from you. Message frequency varies based on your appointment schedule and interaction with my services. Please contact your wireless provider for details regarding your text or data plan.

6. Supported Carriers

My SMS program works with major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and most regional carriers.

7. Age Restriction

You must be 18 years or older to participate in my SMS messaging program.

8. Privacy Policy

For information about how your data is collected and used, please review my Privacy Policy at:
www.vinithapalaniveloo.com/privacy-policy

I comply with all applicable laws, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines.

General Website Terms

This website (the “Site”) is owned and operated by Vinitha Palaniveloo, doing business as Growth Equity Advisors (“I,” “me,” “my”).

By accessing or using this Site in any manner, you agree to be bound by these Terms of Service and my Privacy Policy. If you do not agree, please do not use the Site.

I reserve the right to update or modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

Intellectual Property Rights

My Limited License to You

All content on this Site is owned by me or my licensors and is protected by copyright, trademark, and intellectual property laws. The Site is provided for your personal, non-commercial use only.

You may not reproduce, modify, distribute, sell, or exploit any content without my written permission. You may download or print a single copy of individual pages for personal use, provided all copyright notices remain intact.

Your License to Me

By submitting any content to me (including comments, messages, uploads, or feedback), you represent that you own the content or have the necessary permissions.

You grant me a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, modify, reproduce, distribute, and display that content for business purposes.

Disclaimers

This Site may contain links to third-party websites. I do not control or endorse those sites and am not responsible for their content or practices.

All information, services, and materials provided on this Site are offered “as is” without warranties of any kind, express or implied, including warranties of merchantability or fitness for a particular purpose.

You agree to indemnify and hold harmless Growth Equity Advisors from any claims, damages, or liabilities arising from your use of the Site or violation of these Terms.

Online Commerce

Certain sections of this Site may link to third-party vendors. I am not responsible for the quality, accuracy, or reliability of third-party products or services.

Any transaction you enter into with a third party is solely between you and that party. I am not liable for losses or damages arising from such transactions.

Registration & Account Security

If you create an account, you agree to provide accurate and complete information and to keep your login credentials confidential.

You are responsible for all activity under your account. If you suspect unauthorized access, notify me immediately at [email protected].

Termination

I reserve the right to suspend or terminate your access to the Site at any time if I determine that you have violated these Terms or engaged in unlawful or inappropriate conduct.

Upon termination, you must immediately stop using the Site and any content obtained from it.

Governing Law & Dispute Resolution

These Terms are governed by the laws of the state in which I operate. Any dispute arising from these Terms shall be resolved through binding arbitration in that jurisdiction, unless otherwise required by law.

Changes to These Terms

I may update these Terms of Service from time to time. The most current version will always be posted on my website with the effective date.

Contact Information

If you have questions about these Terms of Service, contact:

Vinitha Palaniveloo
Doing Business As: Growth Equity Advisors
📞 Phone: +1-424-351-5250
✉️ Email: [email protected]
🌐 Website: www.vinithapalaniveloo.com